GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT
Repair Your
Credit With
The Experts
We help improve your credit by removing erroneous negative items holding back your credit scores
Our Packages
Individual Plan
Small Call to Action Headline
Credit Education Course
Compliance Based Disputes
Includes Credit Monitoring
HOW WE CAN HELP YOU
We Help Improve
Your Credit Scores
By Removing:
Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED challenges and deletions for a fraction of the cost.
Collection Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Reposessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Late Payments
You have a 30-day grace period with your creditors before they can report it to the Credit Bureaus. We can dispute late payments based on inaccuracies of the date they reported to the Credit Bureau or we can make a request of a GoodWill Courtesy Removal.
Charge Offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Hard Inquiries
These can be harmful to your credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries can remain on your credit report for two years. A high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender. We can dispute this based on inaccuracies or make a request of a Goodwill Courtesy Removal.
Deliniquen Student Loans & More!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
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Frequently Asked Questions
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Frequently Asked Questions
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
We stand behind our services and provide a risk free refund policy to all of our clients. No one in our business can accurately predict a specific outcome, but we can promise to do everything possible to maximize the probability of outstanding results. When you enroll with us, you can expect quality, professional service before, during and even after your enrollment. We work fast to setup your account and you will only be billed a one-time setup fee AFTER we have completed our setup work.The setup fee is non refundable regardless of the outcome of our service results; however every penny of the money you pay us after your setup has been completed is guaranteed or your money back. After we have worked on your reports for a full 6 months, in the unlikely event are unsatisfied with the end result you may request a refund in writing.